Progressive Commercial offers auto insurance for a variety of businesses, with the national median monthly cost ranging from $207 for contractors to $211 for other business owners in 2023. The average monthly costs were higher, at $257 and $270, respectively. However, most businesses will find their premiums closer to the median price.
Progressive Commercial Auto Insurance Costs by Business Type
The following table shows a breakdown of median and average monthly costs for different types of commercial auto insurance customers:
| Commercial Customer | Median Cost | Average Cost |
|---|---|---|
| Business Auto (e.g., cleaning services, restaurants, shops) | $211/month | $270/month |
| Contractors (e.g., carpenters, electricians, landscapers, painters) | $207/month | $257/month |
Premiums for for-hire truck and tow truck insurance are not included in this data. More information on these specific categories can be found on Progressive Commercial’s website.
Factors Affecting Progressive Commercial Auto Insurance Premiums
Several factors influence your specific commercial auto insurance premium. These include:
- Profession: The type of work your business does impacts risk.
- Coverage Needs: Required coverage levels will affect cost.
- Vehicles: The type and age of your vehicles play a role.
- Drivers: Driving records of employees influence premiums.
- Driving History: A history of accidents or violations raises costs.
- Location: Where your business operates affects insurance rates.
Businesses requiring higher coverage limits or those with a history of claims should expect to pay more than the average.
Why Choose Progressive for Commercial Auto Insurance?
Progressive is a leading commercial auto insurer in the United States, insuring over 1.9 million commercial vehicles.
Here are some key benefits of choosing Progressive Commercial Auto:
- 24/7 Policy Service: Manage your policy online or by phone anytime.
- Adjustable Coverages: Customize your coverage as your needs change.
- Flexible Billing: Choose payment options that work for your business.
- Expert Claims Adjusters: Experienced professionals handle your claims efficiently.
- Unlimited Travel Radius: Operate your vehicles across state lines in most states.
- Discounts: Several discounts are available to help lower your premium.
Snapshot ProView: Save on Progressive Commercial Auto
Progressive’s Snapshot ProView program offers potential savings based on safe driving habits. Automatic enrollment provides a 5% discount. Businesses with established safety records can save between 8% and 20%. Fleet management tools are also available for businesses with three or more vehicles to monitor driving behavior and identify areas for improvement.
Getting a Progressive Commercial Auto Insurance Quote
The best way to determine your exact cost is to get a personalized quote. You can contact Progressive Commercial directly or obtain a quote online.
